Searching for your home and going through the purchasing process is rigorous under normal conditions and can be daunting in a real estate market where inventory is scarce and bidding highly competitive. My job, regardless of market conditions, will always be that of advocate and advisor to you. I will help you through every question and every phase of the process and see you to your successful conclusion. I will counsel you closely so that your decision making process reflects your full understanding of market conditions and values combined with what you are comfortable in handling. My priority is your well being.

Please contact me directly for detailed discussion of the buying process. References available upon request.

The Buying Process

• Step 1: Consultation. During our first meeting, I will listen to your wants and needs and walk you through the buying process in detail.
• Step 2: Get Pre-Approved. A lender will determine what loan programs may be available to you and suggests programs that meet your short and long term plans. A pre-approval letter can enhance your position when presenting an offer.
• Step 3: Find a Home. I will help you find a home that fits your requirements.
• Step 4: Make an Offer. Having found the home of your choice, I will do all the necessary research to help you structure an offer. When the seller responds to your offer, I will explain your options and negotiate with the seller.
• Step 5: Manage the Escrow. When all of the conditions of the purchase agreement have been met, you will sign escrow instructions and deposit the balance of your down payment and closing costs to escrow. What is an escrow?
• Step 6: Close Escrow. The ‘escrow closing’ signifies the change of ownership from the seller to the buyer and usually includes the execution and recording of the Grant Deed and Deed of Trust. This completes the real estate transaction, and you receive the keys to your new home!